Steps for Purchasing a Home: Buying a home is a big step for most people so approaching the process with some degree of knowledge is recommended. A buyer's agent can help you navigate the real estate market and assist you in finding the best home at the best price.
1. Personal Finances The largest factors that will determine what type of real estate you can buy are your personal finances. You need to ask yourself how much you can afford to spend on a home and maintain a comfortable lifestyle. Typically, you should locate and consult with a mortgage broker or loan officer to determine this. Approaching the home buying process with a letter of pre-approval from a bank will greatly increase your ability to negotiate with sellers. 2. Contract with a Buyer's Agent Buying a home with the assistance of a buyer's agent makes sense because you will have an advocate that is focused solely on your interests. Negotiations in the home buying process can be tricky and it is highly advisable to use a professional Realtor to help you. A buyer's agent can provide expert guidance in areas of pricing, determining property taxes, evaluating inspections and neighborhood value; they can tell you about the schools and required permits. Best of all, a buyer's agent doesn't cost you a penny. Compensation comes from the seller of the home you decide to buy. A buyer's agent also has full access to the MLS and may have valuable information on properties that is not available to the public. 3. Finding the Right Home The most important service a Realtor can provide is the assistance in finding the house that fits your unique needs. Identifying the features that you would like to have in a home is the first step. This website is designed to make your home search easy. You can search by feature and also see the latest listings and recent price reductions. You can also search using specific parameters on the Advanced Search Page. If you find a particular home you would like to see or if you would like immediate assistance, simply call or fill out the Request More Information page and you will be contacted promptly.